Auto Insurance
Auto Insurance in Arizona
With auto insurance, drivers can financially protect themselves from unforeseen events by having coverage for their vehicles and family members. Drivers in Arizona are also legally required to carry certain auto insurance policies. The skilled insurance specialists at Bailey Insurance LTD will develop a program to meet your unique requirements and budget.
Auto Insurance
Arizona requires those who live and drive in the state to have minimum auto insurance liability coverage. This type of policy protects you financially if you are found at fault in a car accident that causes injury and/or property damage. Arizona drivers must legally have $15,000 of bodily injury liability for each injured person ($30,000 per incident) and $10,000 of property damage liability coverage for each accident. Many drivers opt to pay the premium for higher levels of protection.
Types of Policies
In addition to legally required liability insurance, most Arizona drivers decide to purchase additional protection. Other types of auto policies include the following:
- Collision, which pays for damage to your vehicle if you were at fault, or if you are hit by an uninsured motorist
- Comprehensive coverage, which pays for damage to your car caused by theft, vandalism, weather, or other external factors
- Uninsured and underinsured motorist coverage includes medical payments that pay for you and your passengers if you are hit by someone with no insurance, or not enough
- Medical coverage for medical bills that result from an accident
- Rental car reimbursement
- Glass policies that cover window and windshield damage
Policy Bundles
Drivers can save money on their auto insurance policy by opting for multiple policy discounts. Bailey Insurance can bundle your auto policy with home or rental insurance, mobile home insurance, and motorcycle, ATV, boat, or RV insurance.
Let us compare the rates of top insurance companies to get you the lowest rate available in your area. Call us at 602-866-2600 for a free quote or more information regarding auto insurance. Bailey Insurance LTD is a small agency that has served Phoenix residents from the same location since 1989. We pride ourselves on the lifelong relationships we build with our clients thanks to the personalized touch we provide. In fact, most of our business is generated through referrals from other satisfied customers.