Mobile Home Insurance in Phoenix, AZ
Whether you live in a mobile home as your primary or seasonal residence, mobile home insurance is an essential way to protect your investment. Bailey Insurance LTD offers the right coverage for every type of mobile home, with affordable policies from the nation’s top providers.
Types of Mobile Home Policies
For insurance purposes, any type of home assembled in a factory is considered a mobile home. Mobile home insurance policies typically provide replacement cost coverage. This means that, in the event of damage or total loss, you’ll be covered for the amount it would cost to replace the home, not the current value of the home. This is critical because mobile homes lose value over time. Actual cash value policies cover the purchase price of the mobile home minus depreciation.
Dwelling protection covers the structure itself, including the walls and floor. Personal property policies also cover the cost of replacement for your belongings if they are damaged or stolen.
Why Mobile Home Insurance Matters
Mobile home insurance protects the property from specific issues, including fire, wind, and hail. Insurance policies for mobile homes will also pay legal and medical bills if someone is hurt while visiting the property. These policies offer financial protection if you or your home suffers an unforeseen event.
In addition to mobile home insurance policies, we offer auto, motorcycle, ATV, and boat insurance. Bundling more than one policy with us can save you money through valuable multi-policy discounts. Policy discounts are also available based on your age, installation of protective devices such as alarm systems, and other factors.
If you are considering a mobile home purchase, contact Bailey Insurance LTD today for your free insurance quote. We will take the time to examine your needs and recommend the best coverage for your situation. In fact, we’ve been doing the same for other Arizona residents at the same Phoenix location for more than 30 years.