Homeowner’s Insurance in Phoenix, AZ
Your house is more than just a building—it’s your home, the place where you spend your days and raise your family. As your most expensive investment, it also needs financial protection. Bailey Insurance LTD will compare homeowner’s insurance rates from the nation’s top insurance companies to get you the most affordable policy premium rates.
Homeowner’s insurance policies can be used to fix damage to your home caused by weather or vandalism, replace stolen property, cover medical and legal fees if an injury happens on the premises, and pay temporary living and relocation expenses while severe damage covered by the policy is being repaired. We have served the Phoenix area for more than 30 years, so we are familiar with common homeowner’s claims in the state and can ensure you are protected from financial loss in these incidents.
Arizona residents are eligible for policy discounts by installing alarm systems and other protective devices. Newer homes, those in gated communities, and those constructed with fire-resistant materials also receive a discount. The type of construction and the availability of local fire services also factor into the premium price.
If you live in an apartment or a rented home, you need a rental insurance policy that will protect your belongings. Your personal property is not covered by your landlord’s homeowner’s insurance policy. Coverage can be used to replace your belongings in the event of damage or theft, make medical payments if a visitor or guest is injured in the home, and pay for living expenses and relocation if the property is no longer habitable because of a covered event. In addition, renter’s policies can be used if you accidentally damage or break someone else’s property, even if this doesn’t occur in your apartment.
You can save money by combining your homeowner’s policy with your auto insurance through Bailey Insurance LTD. We also provide insurance for motorcycles, boats, mobile homes, and ATVs.
Bailey Insurance LTD strives to protect your family’s financial future by offering the right coverage at a price you can afford. Get in touch by phone at 602-866-2600 to receive your free quote for a homeowner’s, renter’s, or bundled insurance policy today.