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Classic Car Insurance in Arizona
Finding the right Policy for your Classic Car in Arizona
Getting insurance on your classic car is more complicated than regular car insurance, but if you have a car that fits this category, you would be better off getting this special insurance. Bailey Insurance LTD is here to help people around Phoenix, AZ to get the coverage they need.
A classic car is one that is 20 years old or older. There are also vintage cars, which are cars made between 1915 and 1948. Antique vehicles are generally 45 years old, which is the case in Arizona. The Classic Car Club of America defines classic as a car built between 1915 and 1948. The definition is not black and white and includes vehicles like Corvettes, Mustangs, Dodge Chargers, and mid-50s Sedans and Coupes. Insurance for all of these cars is usually defined under classic car insurance. You may get a specialized tag from the state of Arizona indicating the status as well.
These types of cars are not driven daily, and typically only driven on special occasions like parades or as part of a car show. For insurance purposes, there are limits on how much these cars can be driven.
The value of the vehicle is also hard to figure out. Since the definition is not black and white, the value is negotiated for the insurance policy. The fair market value of an older car would not be very high, but when it is a classic, it has a lot of intrinsic value. It is also harder to get repairs made to these cars because parts can be challenging to find, which raises the cost of repairs.
To get Arizona insurance on your classic car, stop in and speak with the Bailey Insurance LTD agency in Phoenix, AZ. We can help you get the coverage you need for your particular vehicle. You may call and make an appointment or stop by. Our agents are ready to work with you to determine your classic car insurance needs.