Auto insurance is pivotal – yet you will encounter motorists in Phoenix, AZ without car insurance. But is it worth it? Driving without insurance can slump you into lifetime debts! If you have been thinking about driving without car insurance from Bailey Insurance LTD, here are the consequences.
Fines and penalties
Like most states, auto insurance is mandatory in Arizona. If you are found driving without valid auto insurance, this could land you on the wrong side of the law. For first-time violators, you could get a license suspension and a fine of up to $500. Besides, your registration and license plates risk suspension, too.
Of course, these penalties become stiffer for repeat offenders. For instance, if you are a third-time violator, you could get a fine of up to $1,000 and a license suspension of up to one year! Why would you go through this agony yet you can get affordable coverage from Bailey Insurance LTD?
Uncovered asset losses
With so many risks on the road –drunk, teenage, distracted, and speeding drivers – it would be unthinkable to drive without car insurance. Without insurance, you have to pay for repairs of your vehicle when accidents occur. And if it’s a severe accident, your car could be totaled! As a result, if you ever want to drive again, you will have to buy a replacement vehicle from scratch.
Uncovered liability costs
Without car insurance, you will have to cover third-party costs from your pocket when you are at fault for the accident. And since these costs can be extremely prohibitive, they could wipe away your savings. And as if that isn’t enough, you can slide into debts as you try to cover the liability claims.
Buy car insurance today!
Having seen the dangers of driving without car insurance, now it’s time to purchase coverage from Bailey Insurance LTD. Contact us today, and we will protect you with an affordable car insurance plan.