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Bailey Insurance Ltd Blog

Why do I need motorcycle insurance in Arizona?

If you live in the Phoenix, AZ area, a great mode of transportation to consider getting is a motorcycle. When you purchase a motorcycle, you will have a vehicle that is efficient and fun to drive. While there are significant parts that come with owning a motorcycle, there are some tasks that you need to care about as well. This will include your need to get a motorcycle insurance policy. There are several reasons why you will need to have this insurance coverage. 

Required by State Law

One of the reasons why you will need to get a motorcycle insurance policy in Arizona is that it is required by state law. In this state, you need to have liability insurance whenever you drive your vehicle in public, which includes motorcycles. This coverage ensures other drivers on the road that you will be able to pay for damages if you are at fault in an accident. Those that do not have this coverage could face penalization. 

Lender Requirements

Another reason why you may need to get a motorcycle insurance policy is that your lender could require it. There are a lot of motorcycle owners that will take out a loan when they buy the motorcycle. If this is the case for you, it is essential to read the loan agreement. Many lenders will have direct provisions that state how much coverage you need.

As you are shopping for insurance coverage in the Phoenix, AZ area, it is vital that you speak with the team at Bailey Insurance LTD. When you call Bailey Insurance LTD, you are going to receive guidance and support that you need to pick a new policy. This will ensure your motorcycle is adequately covered at all times.