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Bailey Insurance Ltd Blog

Does Home Insurance Cover Lawn Equipment Stored In A Garage?

If you own a home or are considering making a home purchase soon, you likely know the importance of having reliable home insurance protection. Home insurance not only protects the structure itself, but also protects contents and other structures connected to the home, or even separate buildings on the same property.

Cover Your Belongings

Your garage is probably going to have several items inside that can be worth a significant amount. For example, lawn equipment such as mowers, edgers, and weed eaters can be quite an investment and is necessary to maintain the home and property adequately. If there is an incident such as damage or theft, most home insurance policies will cover contents inside of the garage, including the lawn equipment. Be sure to keep detailed records and receipts for these purchases, which can include photographs to help expedite the claims process.

Work With an Agent

When you start shopping for a home insurance policy, one of the first points to consider is which agency you want to work with to obtain coverage. This is very important because a top insurance agency with have licensed and skilled agents who can guide you through the process to help you get the right type of coverage, so you don’t have gaps and issues if there is a claim. Anyone who lives near the Phoenix, AZ area can rely on Bailey Insurance LTD to help them with this process and even after the policy is purchased. 

Complete protection from home insurance can help a homeowner feel more secure about their investment year-round. Residents of Phoenix, AZ should call or stop by Bailey Insurance LTD today to find out more about the available coverage options.